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Buying a home is one of the most important investments you will make, not only financially, but emotionally. After all, this is not just an address, but a place where you will make treasured memories, entertain friends and relax at the end of the day. At Capstone Realty, we like to break the home buying process into a few easy steps.
First, we take time to get to know each client during our initial buyer’s consultation meeting. In this initial meeting, your Capstone agent will ask to hear about the things that are important to you and your family. You will discuss home size, budget, style and other important factors like school zones and commute times. This process is important so that your agent can put together an effective home search based on you and/or your family’s wants and needs. We also take time to explain the home buying process, review the forms that will be used in the process and answer any questions you may have. We will also help guide you through the loan process and help you shop for the best financing plans that fit your budget. This is a no-pressure, free consultation. If you feel like we are a good fit for you, we can move to the next step: looking at homes!
Your Capstone agent will take your list of criteria from the initial consultation and create a search that fits your parameters. This search will alert you via email anytime a new home that fits your search criteria hits the market. It is so important to be updated immediately since homes in our market sell quickly – sometimes within hours of hitting the market. When you see a home that interests you, simply reach out to your agent to set up a viewing appointment. After you and your agent find the home that best fits your needs, it’s time to move to the next stage – making the offer!
Your Capstone agent can help you create the most effective and competitive offer to secure your future home. Your agent will address any concerns and answer all your questions prior to preparing an offer to purchase. And our relationship doesn’t end once your contract has been accepted. Where some agencies hand you off to a different department, at Capstone your agent will be with you every step of the way through closing day. Next comes the home inspection process; this can be challenging when moving forward in the purchasing process. Don’t forget that the state of Alabama is a ‘caveat emptor’ state, which means “buyer beware.” That means that it is the buyer’s responsible to find defects on the home before a purchase is made. That is all the more reason that you need a trained professional to guide you through the inspection and request for repairs process. The best part about using a Capstone agent to represent you in your home purchase, is that the agent commission is almost always paid by the seller – so it costs the home buyer nothing!
If you would like to find out if you can qualify to purchase a home, what your options are and just a general no-obligation conversation about purchasing a home, complete the form below and one of our agents will give you a call to discuss.